ACH User Information
Automated Clearing House (ACH) is a network used for electronic payments and money transfers. It's a way to move money between banks without using paper checks, wire transfers, credit card networks, or cash. Find information regarding your ACH service here!
ACH Transaction Flow
ACH Submission Timeframe:
Traditional ACH (future effective date): Picked up and processed at 6:55am, 10:50am, 1:20pm, and 4:30pm CST for next day processing
Same Day ACH (same day effective date): Picked up and processed at 6:55am, 10:50 and 1:20pm CST for same day processing
2021 Federal Holidays:
- New Year's Day - January 1
- Martin Luther King Jr. Day - January 18
- Presidents Day - February 15
- Memorial Day - May 31
- Independence Day - July 4 (for holidays falling on Sunday, all Federal Reserve Banks and Bank Five Nine will be closed the following Monday)
- Labor Day - September 6
- Columbus Day - October 11
- Veterans Day - November 11
- Thanksgiving Day - November 25
- Christmas Day - December 25 (for holidays falling on a Saturday, Federal Reserve Banks and Bank Five Nine will be open the preceding Friday)
