Skip to main content
Bank Five Nine Home
  • Login More

    Online Banking Login

    Personal/Small BusinessCommercialEnroll In Online Banking

Chat

Open Account Online

Chat

Search form

  • Personal
    • Personal Banking
    • Personal Lending
    • Manage Account
  • Business
    • Distinctive Business Solutions
    • Business Banking
    • Cash Management
    • Business Lending
    • Manage Your Business Account
  • Wealth
    • Summit Street Wealth Management
  • About Us
    • Community Involvement
    • Careers
    • Contact Us
    • History
    • Blog
    • Corporate - President's Message
    • Radio Show & Podcast
  • About You
    • Learn Something New
    • Find the Right Account
  • Locations

Search form

  1. Home
  2. About Us
  3. Blog
  4. Three Steps Prior to Looking for Your First Home

Three Steps Prior to Looking for Your First Home

Living Quarters

Three Steps Prior to Looking for Your First Home

February 08, 2017

Are you excited to buy your first home?
Here are 3 very helpful steps to take, prior to going down this exciting path:

1. Gather income & asset documents you will need to get preapproved.

  • Your most recent 30 days of pay stubs
  • Most recent 2 months of bank/credit union statements
  • Most recent 2 years, W2s, 1099s, K-1s
  • If self-employed, you will also need your most recent 2 years of federal tax returns, both personal and business

2. Contact at least 2 mortgage lenders to get preapproved and learn about the loan options they have available that you qualify for.

This is the biggest purchase you will make in your life; make sure you are getting the best loan for your needs.

3. Contact a realtor to provide you with listings that fit your desired home specifications in your approved price range and learn about the current housing market and surrounding communities.

If you do these 3 steps before you start looking for a home, it will help make your home-buying process much more smooth and timely. Be prepared so you can make informed decisions regarding this wonderful life event.

---

Blog Post Written By: Julie Rajek
Julie Rajek is a Bank Five Nine Senior Mortgage Lender with nearly 20 years of experience and has helped thousands of homebuyers realize their dream of homeownership.
To learn more about Julie, apply for a loan or to receive a free consultation click here > www.bankfivenine.com/julierajek

You Might Also Like: 
Living Quarters

Understanding the Language of Your Mortgage

Living Quarters

The 411 On Mortgage Closing Costs

Living Quarters

Fees To Be Aware Of When Purchasing A Home

  • (888) 569-9909
  • View Our Locations
  • SBA Preferred Lender
  • NMLS Directory
  • BFN NMLS #: 410817
  • Bank Five Nine Routing #: 075902421
  • Member FDIC
  • Equal Housing Lender
         

If you need assistance accessing the information on this website, please call (888) 569-9909.
© Copyright 2020 Bank Five Nine. All Rights Reserved. Designed by Top Floor.

  • Privacy Policy
  • Security
  • Social Media Terms of Use