Home > Personal > Personal Lending > Mortgage > Mortgage Resources > Glossary > Safe Rate Safe Rate November 9, 2021 An interest rate provided by low-risk investments such as high grade bonds or secured first mortgages.You Might Also Like: Family MattersPreparing Financially for a Baby Everyday MoneyBudget Friendly Ideas for Thanksgiving Everyday MoneySenior Discounts and Savings Everyday MoneyStarting an Emergency Savings Account Living QuartersQuestions to Ask Your Home Inspector