Home > Personal > Personal Lending > Mortgage > Mortgage Resources > Glossary > Safe Rate Safe Rate November 9, 2021 An interest rate provided by low-risk investments such as high grade bonds or secured first mortgages.You Might Also Like: All Things CommunityReviewing Random Acts of Kindness 2023 Everyday MoneyWhat are ACH Payments and How Do They Work? Family MattersFun Games to Teach Kids About Money Everyday MoneyWhat is the Difference Between a Credit Card and a Debit Card? Family MattersBudget Friendly Easter Basket Ideas