Home > Personal > Personal Lending > Mortgage > Mortgage Resources > Glossary > Safe Rate Safe Rate November 9, 2021 An interest rate provided by low-risk investments such as high grade bonds or secured first mortgages.You Might Also Like: Living QuartersFirst-Time Homebuyer’s Playbook: 4 Steps to a Successful Offer Everyday MoneyBank Holidays: Understanding Their Impact on Deposits and Transactions Living QuartersMortgage Lending for Veterans at Bank Five Nine All Things CommunityReviewing Random Acts of Kindness 2023 Everyday MoneyWhat are ACH Payments and How Do They Work?