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Call (888) 569-9909 during business hours for additional support.
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Call (888) 569-9909 during business hours for additional support.
Interest is calculated on the entire balance each day at the rate in effect for that balance tier.
An open and active consumer checking account is required to maintain a Relationship Money Market account. An active consumer checking account is defined as an account which has activity consisting of either a recurring, monthly direct deposit credit (an ACH credit) in a single amount not less than $250 or five (5) signature based debit card transactions within any 45 day period. If the requirements of the active checking account are not met, we reserve the right to terminate the introductory rate prior to the 180th calendar day and rates will revert to the standard rates. If requirements are met, introductory rates are guaranteed for 180 calendar days after account opening. On the first business day following the 180th calendar day after account opening, rates will revert to standard rates and are subject to change at any time. Each Relationship Money Market account and consumer checking account can have no more than one (1) linked relationship. One Relationship Money Market account per household (physical, residential address). You cannot open a Relationship Money Market account if any owner or signer has previously been an owner or signer on a different Bank Five Nine Relationship Money Market or prior Money Market Special account within the past three (3) years. Cannot be opened with money currently on deposit at Bank Five Nine. Maximum new money deposit of $250,000. Applicable to Wisconsin residents and consumer accounts only.
We may change the interest rate on the account at any time. No bank penalty for early withdrawal. Withdrawals from IRA products before age 59½ may be subject to additional IRS taxes and penalties; consult your tax advisor regarding the tax implications. Certain retirement accounts are insured by the FDIC separately from non-retirement funds you may have on deposit with Bank Five Nine.
Certificate of Deposits (CDs) must be opened with new money, not currently on deposit at Bank Five Nine. Offer applicable to consumers only. Individual Retirement Accounts (IRAs) excluded. Business and Municipal money is not accepted. An open and active Bank Five Nine consumer checking account is required to receive stated Annual Percentage Yields (APYs) for special relationship pricing. An open and active consumer checking account is defined as an account which has activity consisting of either a recurring direct deposit credit (an ACH credit) in a single amount not less than $250 or five (5) signature based debit card transactions within any 45 day period. Stated APYs effective as of 8/14/25; APY is 4.30%. $2,500 minimum to open CDs to receive stated APYs. Unlimited new money deposits of $2,500 or more allowed during the initial term. Maximum new money deposit of $250,000. Interest rates are subject to change without notice. Early withdrawal from CD account may result in penalty. Fees may reduce earnings. At maturity, 9-month CD renews into a standard 12-month term.
Certificate of Deposits (CDs) must be opened with new money, not currently on deposit at Bank Five Nine. Offer applicable to consumers only. Individual Retirement Accounts (IRAs) excluded. Business and Municipal money is not accepted. An open and active Bank Five Nine consumer checking account is required to receive stated Annual Percentage Yields (APYs) for special relationship pricing. An open and active consumer checking account is defined as an account which has activity consisting of either a recurring direct deposit credit (an ACH credit) in a single amount not less than $250 or five (5) signature based debit card transactions within any 45 day period. Stated APYs effective as of 8/14/25; APY is 4.30%. $2,500 minimum to open CDs to receive stated APYs. Unlimited new money deposits of $2,500 or more allowed during the initial term. Maximum new money deposit of $250,000. Interest rates are subject to change without notice. Early withdrawal from CD account may result in penalty. Fees may reduce earnings. At maturity, 17-month CD renews into a standard 24-month term.
Disclosure: ^Relationship Money Market - An open and active Bank Five Nine consumer checking account is required to receive stated Annual Percentage Yields (APYs) for special relationship pricing.
An open and active consumer checking account is defined as an account which has activity consisting of either a recurring direct deposit credit (an ACH credit) in a single amount not less than $250 or five (5) signature-based debit card transactions within any 45-day period. Annual Percentage Yield (APY) as of 1/31/2025 is a variable rate and subject to change at any time at the discretion of the Bank. Relationship Money Market tiers and ongoing rates: $0-$14,999.99 0.10% APY, $15,000-$249,999.99 4.30% APY, $250,000+ 0.55% APY. Requires a $15,000 minimum deposit to open the account, and a minimum daily balance of $2,500 to avoid maintenance fees. Account must be funded with new money not on deposit at Bank. Other restrictions may apply.
*Certificates of Deposit - Must be opened with new money not currently on deposit at Bank Five Nine. This offer is applicable to consumers only. Individual Retirement Accounts (IRAs) are excluded. Business and municipal funds are not accepted. An open and active Bank consumer checking account is required to receive stated APYs. $2,500 minimum to open. Interest rates are subject to change without notice. Early withdrawal from CD account may result in penalty. Fees may reduce earnings. Other restrictions may apply.