Home > Personal > Personal Lending > Mortgage > Mortgage Resources > Glossary > Encumbrance Encumbrance November 9, 2021 Anything that affects the title to a property such as a mortgage, judgment, or easement.You Might Also Like: Everyday MoneyDiscover the Power of Bank Five Nine’s Digital Banking Tools Everyday MoneyBeware of QR Code Fraud: What You Need to Know Everyday MoneyWinter Budgeting Tips: Simple Strategies to Stay Financially Cozy This Season Everyday MoneyUnderstanding and Maximizing Credit Card Rewards for Smart Financial Benefits Everyday MoneyProtecting Seniors from Financial Scams