How does Bank Five Nine protect me?

Multifactor Authentication Security Challenges – The online banking service evaluates your device and usage patterns during the sign-in procedure. If the system cannot establish your authenticity, for your protection during the sign-in process the system may prompt you for further authentication. You may be able to authenticate your identity by choosing between answering a challenge question or a onetime passcode.

Username and Password – For your protection, you must sign in using a username and password to move money.

Token Verification – In addition to username and password, login to Business Online Banking also requires secondary verification via token. At your discretion, additional actions within Business Online Banking can also be made to require token verification prior to completion.

Availability of Dual Control – Mitigate risk by requiring secondary verification of funds transfers initiated via Business Online Banking.

Availability of IP restriction – Limit access to predetermined IP addresses at your discretion via Business Online Banking.

Availability of Authorized Access Times – Limit user access to specified days and times via Business Online Banking.

System Timeouts – When using our Online or Mobile banking we provide automatic session timeouts just in case you forget to log out.

Green Bar SSL – The green bar, exclusive to EV SSL certificates, means you are transacting business on a highly secured, trustworthy domain.

Alerts – We provide you with free low balance notifications to help monitor your accounts.

Failed Login Attempts – After 3 failed password attempts, all services are locked.