Home > Personal > Personal Lending > Mortgage > Mortgage Resources > Glossary > Encumbrance Encumbrance November 9, 2021 Anything that affects the title to a property such as a mortgage, judgment, or easement.You Might Also Like: Family MattersPreparing Financially for a Baby Everyday MoneyBudget Friendly Ideas for Thanksgiving Everyday MoneySenior Discounts and Savings Everyday MoneyStarting an Emergency Savings Account Living QuartersQuestions to Ask Your Home Inspector