Home > Personal > Personal Lending > Mortgage > Mortgage Resources > Glossary > Encumbrance Encumbrance November 9, 2021 Anything that affects the title to a property such as a mortgage, judgment, or easement.You Might Also Like: Living QuartersSpring Maintenance Checklist for Your Home All Things CommunityHoli-days of Giving 2022 Everyday MoneyGiving Back During the Holiday Season Living QuartersYour Top Mortgage Questions Answered Living QuartersHow to Understand Mortgage Language