Home > Personal > Personal Lending > Mortgage > Mortgage Resources > Glossary > Joint Account Joint Account November 9, 2021 A credit account held by two or more people so that all can use the account and all assume legal responsibility to repay.You Might Also Like: All Things CommunityReviewing Random Acts of Kindness 2023 Everyday MoneyWhat are ACH Payments and How Do They Work? Family MattersFun Games to Teach Kids About Money Everyday MoneyWhat is the Difference Between a Credit Card and a Debit Card? Family MattersBudget Friendly Easter Basket Ideas