Home > Personal > Personal Lending > Mortgage > Mortgage Resources > Glossary > Joint Account Joint Account November 9, 2021 A credit account held by two or more people so that all can use the account and all assume legal responsibility to repay.You Might Also Like: Living QuartersSpring Maintenance Checklist for Your Home All Things CommunityHoli-days of Giving 2022 Everyday MoneyGiving Back During the Holiday Season Living QuartersYour Top Mortgage Questions Answered Living QuartersHow to Understand Mortgage Language