Home > Personal > Personal Lending > Mortgage > Mortgage Resources > Glossary > Joint Account Joint Account November 9, 2021 A credit account held by two or more people so that all can use the account and all assume legal responsibility to repay.You Might Also Like: Living QuartersFirst-Time Homebuyer’s Playbook: 4 Steps to a Successful Offer Everyday MoneyBank Holidays: Understanding Their Impact on Deposits and Transactions Living QuartersMortgage Lending for Veterans at Bank Five Nine All Things CommunityReviewing Random Acts of Kindness 2023 Everyday MoneyWhat are ACH Payments and How Do They Work?