Home > Personal > Personal Lending > Mortgage > Mortgage Resources > Glossary > Joint Account Joint Account November 9, 2021 A credit account held by two or more people so that all can use the account and all assume legal responsibility to repay.You Might Also Like: Family MattersPreparing Financially for a Baby Everyday MoneyBudget Friendly Ideas for Thanksgiving Everyday MoneySenior Discounts and Savings Everyday MoneyStarting an Emergency Savings Account Living QuartersQuestions to Ask Your Home Inspector