Business Checking Accounts

Your business checking is the account you probably use the most. Logic dictates this should be the account that also works best for your business. Makes sense to us! That’s why we offer a variety of business checking accounts to meet the needs of your business.

Our Most Popular Business Checking Account Options

Basic Business
Checking

For businesses with low transaction
volume (<150)
  • $300 minimum opening balance
  • $300 daily minimum balance or $500 monthly average balance
  • First 150 items free (includes checks,deposits, items deposited)
  • No monthly maintenance fee if balance requirement is met
  • Debit cards
  • Online banking and biill pay
  • 24-hour telephone banking

Select Business
Checking

For businesses with moderate transaction
volume (50-500)
  • $300 minimum opening balance
  • $1,000 daily minimum balance or $2,500 monthly average balance
  • First 500 items free (includes checks,deposits, items deposited)
  • No monthly maintenance fee if balance requirement is met
  • Debit cards
  • Online banking and biill pay
  • 24-hour telephone banking

Premier Commercial
Checking

For businesses with large transaction
volume (>500)
  • $300 minimum opening balance
  • No minimum balance

  • $18 monthly maintenance fee

  • Monthly earnings credit*

  • Debit cards
  • Online banking and biill pay
  • 24-hour telephone banking

Business Checking
with Interest

Available to sole owners, government units and nonprofit organizations
  • Earn Interest
  • $300 minimum opening balance
  • $300 daily minimum balance or $500 monthly average balance
  • No monthly maintenance fee if balance requirement is met
  • Debit cards
  • Online banking and biill pay
  • 24-hour telephone banking

Compare Business Checking Accounts

Bank Five Nine offers several business checking accounts perfect for small businesses, with options that provide no monthly fees and low minimum balance requirements.

FeatureBasic Business CheckingSelect Business CheckingPremier Commercial CheckingBusiness Checking with InterestCommunity Checking
Product DescriptionFor businesses with low transaction volume (<150)For businesses with moderate transaction volume (50-500)For businesses with large transaction volume (>500)Available to sole owners, government units and nonprofit organizationsDesigned for nonprofit organizations
Minimum Opening Balance$300$300$300$300$100
Minimum Balance Requirement$300 daily or $500 monthly average balance$1,000 daily or $2,500 monthly average balanceNo minimum balance$300 daily or $500 monthly average balance$100 daily balance
Monthly Maintenance FeeNone if balance requirement is met; otherwise $8None if balance requirement is met; otherwise $15$18/moNone if balance requirement is met; otherwise $15None if balance requirement is met; otherwise $10
Per Item FeeFirst 150 items free (includes checks, deposits, items deposited), $0.30 per item thereafterFirst 500 items free (includes checks, deposits, items deposited), $0.30 per item thereafterChecks/debits: $0.18 Deposits/credits: $0.30
Items deposited: $0.12
NoneNone
Monthly Earnings Credit*NoNoYesNoNo
Interest BearingNoNoNoYesNo
Free Check SafekeepingYesYesYesYesYes
Your Choice of Paper or eStatementsYesYesYesYesYes
24-Hr Telephone Banking AccessYesYesYesYesYes
Business Online BankingYesYesYesYesYes
Business Online Bill PayYesYesYesYesYes
Business Debit CardsYesYesYesYesYes
*Monthly earnings credit used to reduce or eliminate monthly service charges (the average positive available balance is reduced by a 10% reserve requirement)

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