Business Checking Accounts

Your business checking is the account you probably use the most. Logic dictates this should be the account that also works best for your business. Makes sense to us! That’s why we offer a variety of business checking accounts to meet the needs of your business.

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Our Most Popular Business Checking Account Options

$300 minimum opening balance
$300 daily minimum balance or $500 monthly average balance
First 150 items free (includes checks,deposits, items deposited)
No monthly maintenance fee if balance requirement is met
Debit cards
Online banking and biill pay
24-hour telephone banking

$300 minimum opening balance
$1,000 daily minimum balance or $2,500 monthly average balance
First 500 items free (includes checks,deposits, items deposited)
No monthly maintenance fee if balance requirement is met
Debit cards
Online banking and biill pay
24-hour telephone banking

$300 minimum opening balance
No minimum balance
$18 monthly maintenance fee
Monthly earnings credit*
Debit cards
Online banking and biill pay
24-hour telephone banking

Earn Interest
$300 minimum opening balance
$300 daily minimum balance or $500 monthly average balance
No monthly maintenance fee if balance requirement is met
Debit cards
Online banking and biill pay
24-hour telephone banking

Compare Business Checking Accounts

Bank Five Nine offers several business checking accounts perfect for small businesses, with options that provide no monthly fees and low minimum balance requirements.

Feature	Basic Business Checking	Select Business Checking	Premier Commercial Checking	Business Checking with Interest	Community Checking
Product Description	For businesses with low transaction volume (<150)	For businesses with moderate transaction volume (50-500)	For businesses with large transaction volume (>500)	Available to sole owners, government units and nonprofit organizations	Designed for nonprofit organizations
Minimum Opening Balance	$300	$300	$300	$300	$100
Minimum Balance Requirement	$300 daily or $500 monthly average balance	$1,000 daily or $2,500 monthly average balance	No minimum balance	$300 daily or $500 monthly average balance	$100 daily balance
Monthly Maintenance Fee	None if balance requirement is met; otherwise $8	None if balance requirement is met; otherwise $15	$18/mo	None if balance requirement is met; otherwise $15	None if balance requirement is met; otherwise $10
Per Item Fee	First 150 items free (includes checks, deposits, items deposited), $0.30 per item thereafter	First 500 items free (includes checks, deposits, items deposited), $0.30 per item thereafter	Checks/debits: $0.18 Deposits/credits: $0.30 Items deposited: $0.12	None	None
Monthly Earnings Credit*	No	No	Yes	No	No
Interest Bearing	No	No	No	Yes	No
Free Check Safekeeping	Yes	Yes	Yes	Yes	Yes
Your Choice of Paper or eStatements	Yes	Yes	Yes	Yes	Yes
24-Hr Telephone Banking Access	Yes	Yes	Yes	Yes	Yes
Business Online Banking	Yes	Yes	Yes	Yes	Yes
Business Online Bill Pay	Yes	Yes	Yes	Yes	Yes
Business Debit Cards	Yes	Yes	Yes	Yes	Yes

*Monthly earnings credit used to reduce or eliminate monthly service charges (the average positive available balance is reduced by a 10% reserve requirement)