Everyday Money

Tips and Tricks to save on the costumes, candy and decor. Total Halloween spending is expected to reach a record $12.2 billion, exceeding last year’s record of $10.6 billion, according to the National Retail Federation’s annual survey conducted by Prosper Insights & Analytics. A record number of people (73%) will participate in Halloween-related activities this year, up from 69% in 2022. Whoa, that’s a spooky amount of money! Here are some ways to avoid this nightmare and save some money

FAQs: What is a money market?  What are the benefits of a money market? Let’s break down and answer these two questions in an easy-to-understand way! What is a money market? A money market account is a type of personal savings account offered by a bank that typically pays a higher interest rate than traditional savings accounts. It is a type of deposit account that allows you to earn interest on your balance while also having easy access to your

Are you curious about how checking accounts work? Well, you’re in the right place! Let’s dive in. Checking accounts have several features that can help you easily manage your finances. How is a checking account different from a savings account? A checking account is designed for everyday transactions, such as paying bills, making purchases with a debit card, and withdrawing cash from an ATM. These accounts typically have no limits on the number of transactions you can make and allow

Have you ever received money in your bank account or paid your phone bill online? Chances are, you used ACH payments without even realizing it! But what exactly are ACH payments, and how do they work? In this blog, we’ll break down the basics! First, what is “ACH”? ACH stands for Automated Clearing House, which is a secure, electronic network used by banks and other financial institutions to process a variety of transactions. These transactions can include direct deposits, online

Gas prices have been high for months, and it’s widely known that this has not been kind to wallets everywhere. If you’re looking for some ways to pay less for gas, we’ve compiled a few ways to help. Rewards ProgramsMajor grocery chains like Pick N’ Save (Kroger) offer reward programs that can help you save at the pump. Members can earn fuel points for money spent on groceries and general merchandise. Example: Pick ‘n Save and Metro Market customers are

The holiday season is right around the corner, a time for festivities, cheer, and reunions with family and friends. But as we deck the halls or spin the dreidel, many of us will have something else on our mind: money. In fact, more than three in four Americans overspend during the holiday season, with the average household adding nearly $1,000 in debt. While it may seem like a fact of life, going into gift-purchase debt is not inevitable. In today’s post, we’ll offer four key tips to stress-free

Here are some ideas to enjoy the holiday this year – and on a budget! Buy in season.Sweet potatoes, squash, and pumpkin should be more affordable than many other fresh veggies during this time of the year, and they’re pretty much as autumn as you can get. Use what you already have.You may have some cans in the back of your cabinet that you totally forgot about or even some frozen vegetables way in the back of your freezer. Before

While 65 is the age to officially claim Medicare and Social Security benefits, many senior perks and discounts start much earlier as not all companies classify seniors in the same way! If you enroll in an AARP or Association of Mature American Citizens (AMAC) membership on your 50th birthday, you’ll have a head start cashing in on senior discounts. For all other discounts, the minimum age requirements vary based on the company or location and can range from 50 to