Everyday Money

Credit scores play an important role in creating your financial profile, and in securing your ability to get loans at favorable rates. Here are some tips to help you understand and manage your score: Also, take stock of how leveraged you are. If your debt is close to your credit limit, that will impact your credit score. Be prudent about applying for new cards. Applying for too many cards in a short timeframe could trigger a negative action on your

Everyone has dreams, and some of you may even have long-term goals mapped out. Whether your dreams involve a new house, an early retirement, or just living debt-free, having sufficient financial resources plays a key role in achieving these goals.  So, why is it that so many of us don’t have a financial plan? Maybe it’s because we don’t feel like we have enough money to even justify one. Or, maybe we put it off because we don’t know how