Wire Origination

When logged into Business Online Banking, select Wire from the Payments & Transfers section.

In Wire Manager, select Inquire Wire Transfer and enter the criteria for the wire, then select Submit. The information displayed are the transfer description, transfer date, transfer status and detail of the wire files within your search criteria.

In Wire Manager, select Inquire Wire Transfer and enter the criteria for the wire, then select Submit. Select the Export icon in the Confirmations for Outgoing Wire list. This will open as a CSV file.

In Wire Manager, select New Wire Transfer to create a transfer without using a template.

1. Select the Wire Type – Domestic
2. Select Submit
3. Enter the following information:
   • New Wire Transfer:
     • Transfer Description: This should describe the purpose or intent of the transaction. The description is displayed on your bank statement and the receiver’s bank statement.
     • Transfer Start Date: The date the wire will be sent from the initiators account
     • Amount: Amount of the wire being sent
     • Tax ID Number: Select the appropriate Company ID if applicable
     • From Account: This is your Bank Five Nine account the wire is coming from
   • Beneficiary
     • Identification Type: DDA Account Number
     • Identification Number: Beneficiary’s Account Number
     • Name: Beneficiary Name
     • Address: Beneficiary Address
       Message to Beneficiary: Any additional information you would like sent with the wire. Can remain blank.
     • Beneficiary Reference: Add reference. Can remain blank.
   • Beneficiary Institution:
     • Identification Number: Beneficiary’s institution routing number
     • Name: Will prefill with the institution’s name
     • Address: Will prefill with the institution’s address
   • Receiving Institution:
     • Routing/Transit Number: Will prefill with the institution’s information entered in the beneficiary institution – if the beneficiary institution has an intermediary bank, enter the intermediary bank’s routing number here.
4. Select Save, Process or Cancel
   • Save: Will save your wire but will not be processed. To access the transfer in the future, select Change Wire Transfer
   • Process: Will submit your wire
   • Cancel: Will close you out of the screen and you will lose the information entered

Select New Wire Transfer to create a transfer without using a template.

1. Select the Wire Type – International
2. Select Submit
3. Enter the following information:
   • New Wire Transfer:
     • Transfer Description: This should describe the purpose or intent of the transaction. The description is displayed on your bank statement and the receiver’s bank statement.
     • Transfer Start Date: The date the wire will be sent from the initiators account
     • Amount: Amount of the wire being sent
     • Tax ID Number: Select the appropriate Company ID if applicable
     • From Account: This is your Bank Five Nine account the wire is coming from
   • Beneficiary
     • Identification Type: DDA account number
     • Identification Number: Beneficiary’s account number
     • Name: Beneficiary Name
     • Address: Beneficiary Address
     • Message to Beneficiary: Any additional information you would like sent with the wire. Can remain blank.
     • Beneficiary Reference: Add reference. Can remain blank.
   • Beneficiary Institution:
     • Identification Type: Swift Bank Code; Chips Participant; Chips Identifier; DDA account number
     • Identification Number: Enter the number that corresponds with the Swift Bank Code, Chips Participant, Chips Identifier, or DDA account number
     • Name: Enter beneficiary’s institution address
     • Country: Enter country for beneficiary’s institution
   • Intermediary Institution:
     • Identification Type: Fed Routing Number; Swift Bank Code; Chips Participant; Chips Identifier; DDA account number
     • Identification Number: Enter the number that corresponds with the Fed Routing Number, Swift Bank Code, Chips Participant, Chips Identifier, or DDA account number.
     • Name: Enter intermediary institution name if it doesn’t prefill.
     • Address: Enter intermediary institution address if it doesn’t prefill.
   • Receiving Institution:
     • Routing/Transit Number: Enter routing/transit number if applicable
     • Institution Name: Will prefill
4. Select Save, Process or Cancel
   • Save: Will save your wire but will not be processed. To access the transfer in the future, select Change Wire Transfer
   • Process: Will submit your wire
   • Cancel: Will close you out of the screen and you will lose the information entered

A new wire transfer can be created using an existing wire template on the homepage, or under the Pay or Transfer section in Wire Manager. In Wire Manager, a new Wire transfer can be created by selecting Wire Transfer Template, then select the New Transfer option next to the template name.

Enter the following information:

• New Wire Transfer:
  • Transfer Start Date: The date the wire will be sent from the imitator’s account
  • Amount: Amount of the wire being sent
• Beneficiary
  • Message to Beneficiary: Any additional information you would like sent with the wire. Can remain blank.
  • Beneficiary Reference: Add reference. Can remain blank.

Select Save, Process or Cancel

• Save: Will save your wire but will not be processed. To access the transfer in the future, select Change
• Wire Transfer.
• Process: Will submit your wire.
• Cancel: Will close you out of the screen and you will lose the information entered.

If you are setup with dual-control, the approver can review and approve or disapprove a wire. You can approve/disapprove a file from two locations.

• On the Business Online Banking homepage
  • Select Payments & Transfers
  • Select Wire
  • Select Review Wire Transfer or Review Wire Template
• On the Business Online Banking homepage in the Review section.
  • Select the Description Name hyperlink to view the details of the wire transfer or template
  • Select Approve or Disapprove after you have reviewed the details of the transfer

To create a new Wire Transfer Template, select Wire Transfer Template, then select Submit. When the Template List appears, select the New Template icon shown below.

1. Select the Wire Type – Domestic
2. Select Submit
3. Enter the following information:
   • New Domestic Wire Transfer Template:
     • Template Name: This should describe the purpose or intent of the wires. The description is displayed on your bank statement and your receiver’s bank statement.
     • Tax ID Number: Select the appropriate Company ID if applicable.
     • From Account: This is your Bank Five Nine account the wire is coming from.
     • Template Group: Select the new icon to add a template. You can sort your wire templates by name, type, etc…
     • Recurring Frequency: Select a frequency if the wire is recurring. If it is a onetime transfer do not select frequency.
     • Default Amount: Enter the amount for the wire. If the amount could change, enter 0.00.
     • Amount Range: If you would like the template to have a range amount, enter that here.
   • User Access: Select the checkbox options next to each user who should have access to the created templates.
   • Beneficiary
     • Identification Type: DDA Account Number
     • Identification Number: Beneficiary’s Account Number
     • Name: Beneficiary Name
     • Address: Beneficiary Address
     • Message to Beneficiary: Any additional information you would like sent with the wire. Can remain blank.
     • Beneficiary Reference: Add reference. Can remain blank.
   • Beneficiary Institution:
     • Identification Number: Beneficiary’s institution routing number
     • Name: Will prefill with the institution’s name
     • Address: Will prefill with the institution’s address
   • Receiving Institution:
     • Routing/Transit Number: Will prefill with the institution’s information entered in the beneficiary institution – if the beneficiary institution has an intermediary bank, enter the intermediary bank’s routing number here.
4. Select Save, Process or Cancel
   • Save: Will save your wire but will not be processed. To access the transfer in the future, select Change Wire Transfer
   • Process: Will submit your wire
   • Cancel: Will close you out of the screen and you will lose the information entered

If a wire status is in Saved status, you can change the saved file by selecting Change Wire Transfer, then Submit. Select the name of the transfer you would like to change. Make appropriate changes, then select Save to save or Process to send the wire.

If a wire status is saved, or is not in processed status, you can delete the Pending or Saved file by selecting Delete Wire Transfer, then Submit. Select the name of the transfer you would like to delete, then select the Done option at the bottom of the page. A confirmation will populate asking you if you are sure you want to delete the transfer. Select OK.

To create a new Wire Transfer Template, select Wire Transfer Template, then select Submit. When the Template List appears, select the New Template icon shown below.

1. Select the Wire Type – International
2. Select Submit
3. Enter the following information:
   • New International Wire Transfer Template:
     • Template Name: This should describe the purpose or intent of the wires. The description is displayed on your bank statement and your receiver’s bank statement (limit 30 characters).
     • Tax ID Number: Select the appropriate Company ID if applicable
     • From Account: This is your Bank Five Nine account the wire is coming from
     • Template Group: Select the New icon to add a template. You can sort your wire templates by name, type, etc…
     • Recurring Frequency: Select a frequency if the wire is recurring. If it is a onetime transfer, do not select frequency.
     • Default Amount: Enter the amount for the wire. If the amount could change, enter 0.00.
     • Amount Range: If you would like the template to have a range amount, enter that here.
   • User Access: Select the checkbox options next to each user who should have access to the created templates.
   • Beneficiary
     • Identification Type: DDA account number
     • Identification Number: Beneficiary’s account number
     • Name: Beneficiary Name
     • Address: Beneficiary Address
     • Message to Beneficiary: Any additional information you would like sent with the wire. Can remain blank.
     • Beneficiary Reference: Add reference. Can remain blank.
   • Beneficiary Institution:
     • Identification Type: Swift Bank Code; Chips Participant; Chips Identifier; DDA account number
     • Identification Number: Enter the number that corresponds with the Swift Bank Code, Chips Participant, Chips Identifier, or DDA account number
     • Name: Enter beneficiary’s institution address
     • Country: Enter country for beneficiary’s institution
   • Intermediary Institution:
     • Identification Type: Fed Routing Number; Swift Bank Code; Chips Participant; Chips Identifier; DDA account number
     • Identification Number: Enter the number that corresponds with the Fed Routing Number, Swift Bank Code, Chips Participant, Chips Identifier, or DDA account number.
     • Name: Enter intermediary institution name if it doesn’t prefill.
     • Address: Enter intermediary institution address if it doesn’t prefill.
   • Receiving Institution:
     • Routing/Transit Number: Enter routing/transit number if applicable
     • Institution Name: Will prefill
4. Select Save, Process or Cancel
   • Save: Will save your wire but will not be processed. To access the transfer in the future, select Change Wire Transfer
   • Process: Will submit your wire
   • Cancel: Will close you out of the screen and you will lose the information entered