Remote Deposit Capture

Does your business have multiple locations?  Do you receive most payments for your business via check? Does your business make deposits after normal banking hours or pay transportation costs to deliver deposits? If you answered yes to any of these questions, Remote Deposit Capture may be right for you.  It’s like having a teller in your office 24/7!

Key Advantages of Remote Deposit Capture: 

  • Make your funds available faster 
  • Make deposits 24/7
  • Save time preparing deposits 
  • Consolidate funds from remote locations into one financial institution 
  • Cut costly courier fees or trips to the financial institution 
  • Customized access for all users, signers and non-signers, including dual control
  • Deposit to multiple accounts

How Does Remote Deposit Capture Work? 

  • Scan checks from any computer with internet access – Using a desktop check scanner, simply scan both sides of the checks in a single pass.
  • Prepare the deposit – View images of the scanned checks right on your computer. The dollar amounts for the checks are automatically read, and the deposit is totaled.
  • Electronically send the deposit to Bank Five Nine– After the deposit is submitted, the deposit is sent Bank Five Nine. Funds are deposited into your account and funds may be available sooner than traditional deposits.

Need a little more information?

Interactive Video Player

Remote Deposit Capture User Guide

Ready to get started? Give us a shout.

Morgan Dornfeldt
Senior Cash Management Advisor
(262) 560-6365
Email Me

Remote Deposit Capture FAQs

Do I have to change or upgrade my computer system?

Each scanner will have minimum system requirements and will vary with each scanner. Each scanner will come with a driver that will need to be loaded along with a USB connection.

Who will use the system? What type of training will be provided for them?

Individuals already in charge of manually preparing and delivering deposits are typically the main users of this automated process. A video tutorial and user guide are available for your staff.

What should I do with the check after I make the deposit?

Original checks should be stored for 60 days before destroying. Refer to your Bank Five Nine agreement for details.

How will I receive notification of returned items?

Returned checks will be handled as usual with a substitute check being returned in place of the original check.

What types of checks can be processed through Remote Deposit Capture?

U.S. dollar checks drawn on U.S. financial institutions with valid routing and transit numbers are accepted, including personal checks, business checks and postal money orders.