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Call (888) 569-9909 during business hours for additional support.
Your personal checking account should be easy. It’s the account you access and depend on the most. With additional services like account alerts, check ordering, direct deposit enrollment, and overdraft services, we hope your money works smarter for you, so you don’t have to work harder.
Home » Personal » Personal Banking » Personal Checking
Feature | Value Checking | Free Checking | Relationship Checking | Student Checking |
---|---|---|---|---|
Product Description | Low balance account with many valuable benefits and discounts | Basic account with unlimited check writing | Added benefits for those with multiple accounts | Great for students and customers age 14 – 24 |
Competitive Interest | No | No | Yes | No |
Minimum Opening Balance | $100 | $100 | $100 Requires a Bank Five Nine consumer savings, money market, CD, or mortgage loan to avoid Relationship Fee | $25 |
Minimum Daily Balance | $0 | $0 | $0 | $0 |
Monthly Maintenance Fee | $6/mo Each debit card purchase reduces monthly fee by $0.25 up to a maximum of $6 | $0 | $0 | $0 |
ATM Transactions | Non-ATM Access fee rebates up to $12/mo | Free ATM access at Bank Five Nine & over 600 Wisconsin ATM Access locations~ | Free ATM access at Bank Five Nine & over 600 Wisconsin ATM Access locations~ | Maximum of one fee rebate per month up to $9.99` |
Check Writing Access | Unlimited | Unlimited | Unlimited | Unlimited |
Online Banking | Yes | Yes | Yes | Yes |
Mobile Banking | Yes | Yes | Yes | Yes |
Account Alerts | Yes | Yes | Yes | Yes |
Online Bill Pay | Yes | Yes | Yes | Yes |
Zelle® | Yes | Yes | Yes | Yes |
24 hr Telephone Banking Access | Yes | Yes | Yes | Yes |
Bank Five Nine VISA Credit Card® | Available+ Minimum requirement of 1 purchase/yr to waive annual fee | Available+ Minimum requirement of 1 purchase/yr to waive annual fee | Available+ Minimum requirement of 1 purchase/yr to waive annual fee | Available+ Minimum requirement of 1 purchase/yr to waive annual fee |
MasterCard® Debit Card | Yes | Yes | Yes | Yes |
eStatements | Available | Available | Available | Available |
Check Safekeeping | Yes | Yes | Yes | Yes |
Check Printing | (2) boxes/yr at no charge* | Available | (2) boxes/yr at no charge* | 1 free box of checks at account opening (mini-pak) |
Bank@Work Eligible | Yes | Yes | Yes | No |
Other | Overdraft Grace: Fees waived if acct. balance is overdrawn by $10 or less^ Overdraft Protection** Annual $10 discount on a safe deposit box (3) Free Cashier Checks/mo (1) Free Travel Card per year Many shopping, dining, travel, health, and peace of mind discounts available | Overdraft Protection** Overdraft Privilege^ | Overdraft Protection** Overdraft Privilege^ Annual $10 Discount on a Safe Deposit Box (1) Free Travel Card per year (3) Free Cashiers Checks/mo Discount on HELOC closing costs | Overdraft Protection** Overdraft Privilege^ Good Savers Scholarship opportunity |
+ Subject to credit approval. *Checks are Bank Five Nine signature checks. **Additional deposit account required. ˄Overdraft Privilege – as a customer courtesy, the bank will consider payment of reasonable overdrafts. Some restrictions may apply. Please read the Overdraft Privilege Policy. ~See Wisconsin ATM Access brochure for participating ATMs or Click Here. ‘All transactions authorized but not yet posted to the account by the 15th calendar day of the month are carried forward to the next month’s refund calendar.
Bank Five Nine Routing #: 075902421
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